Overdraft Protection

Meadville Area Federal Credit Union's Overdraft Protection works when your checking account is linked to any one of your savings accounts. Transfers are automatically made from your savings account to cover each of your ATM withdrawals, debit card purchases, checks, or online bill payments when you don't have the necessary available balance in your checking account. This ensures that the transaction is not declined or returned to the merchant which can lead to hefty fees.

In order for Overdraft Protection to work you must have enough funds available in your savings account to cover all items that have overdrawn your checking account that day plus the fee for the Overdraft Protection Service.

The fee assciated with our Overdraft Protection is $10; a lot less than you would incur in merchant fees.

Please call us if you have any further questions at 814.336.2794. 

Thank you for Banking Better with the Meadville Area Federal Credit Union.