Share Savings Account Rates

Account Type Rate APY*
Share Savings 0.05% 0.05%
Checking 0.00% 0.00%
IRA 1.00% 1.00%
Subshare 0.05% 0.05%
Christmas Club 0.05% 0.05%
Vacation Club 0.05% 0.05%
Escrow 0.05% 0.05%

Money Market Account Rates

Balance Rate APY*
$1000.00 - $19999.99 0.35% 0.35%
$20000.00 - $49999.99 0.40% 0.40%
$50000.00 – $99999.99 0.45% 0.45%
$100000.00 - $499999.99 0.55% 0.55%
$500000.00 and up 0.75% 0.75%

Certificate of Deposit Rates

Term Rate APY*
3 Months 0.15% 0.15%
6 Months 0.30% 0.30%
9 Months 0.40% 0.40%
12 Months 0.65% 0.650%
24 Months 0.75% 0.752%
36 Months 1.00% 1.004%

*Annual Percentage Yield. Regulations prohibit payment excess of available earnings. All rates are subject to change at any time.

NOTICE: Rates subject to change without notice.

Personal Loans

Type of Loan Term Annual Percentage Rate
Personal 36-60 Months As low as 8.00%
     
Personal with Co-signer 36-60 Months As low as 7.00%
     
Personal LOC 60 Months* As low as 10.35%
Personal LOC w/Co-Signer 60 Months* As low as 9.35%
Fully Share Secured Up to 120 Months** 2% Above 36 month CD

*Available 2 year pull from line of credit.

**84-120 Month Loans must be greater than 35K

NOTICE: Rates are subject to change without notice.

Please contact us at 814.336.2794 for further details.

New and Used Auto & Truck

Type of Loan Term Annual Percentage Rate
New & Used
12 to 84* Months As low as 2.35%

Antique Vehicle

25 Years or Older
12 to 60 Months Call for Details

**84-120 Month Loans must be for greater than $25K

NOTICE: Rates are subject to change without notice.

Please contact us at 814.336.2794 for further details.

Other Collateral (Titled) / New

Type of Loan Term Annual Percentage Rate
2015-2017 12 to 120* Months As low as 2.55%

Other Collateral (Titled) / Used

2007-2014 12 to 120* Months As low as 3.55%

Other Collateral (UCC1) / New

2015-2017 12 to 72 Months As low as 3.05%

Other Collateral (UCC1) / Used

2007-2014 12 to 72 Months As low as 3.55%

**84-120 Month Loans must be for greater than $15K

NOTICE: Rates are subject to change without notice.

Please contact us at 814.336.2794 for further details.

Credit Card Rates

Interest Rates Visa Classic Visa Platinum
APR As Low As 9.99% As Low As 7.00%*
APR for Cash Advances As Low As 9.99% As Low As 7.00%*
APR for Balance Transfers As Low As 9.99% As Low As 7.00%*

*APR will vary with the market on the Prime Rate.

Mortgage

Type of Loan Term Annual Percentage Rate
Purchase Mortgage Up to 30 Years See CUSA or Call for current rates
FIrst Position Mortgage Up to 180 Months See CUSA or Call for current rates
Second Position Mortgage Up to 180 Months See CUSA or Call for current rates
Second Mortgage Up to 180 Months See CUSA or Call for current rates
Home Equity Line Of Credit Up to 180 Months* Variable*